Caroline decides on a college after opening the 31-year CD, and the college needs the first tuition payment a month before the CD matures. Caroline must withdraw money from the CD early, after 3 years and 5 months. She faces two penalties. First, the interest rate for the last five months of the CD was lowered to 2%. Additionally, there was a $250 penalty. Find the interest on the last five months of the CD. Round to the nearest cent