A common misconception is that those in poverty are focused too much on the present to effectively plan for the future, and that is why they are poor. If they were better at planning for potential problems, their impact would not be so devastating. What is the BEST argument against this point? Better education could help people plan for the future. If parents do not plan for the future, children will never learn to. The present is often so precarious that planning for the future is not possible. Those in poverty need inexpensive ways to access investments, like the stock market.