in which of the following cases is an overdraft created in a drawer's account? group of answer choices a properly payable check issued by the drawer is presented for payment, but the drawer's account does not have sufficient funds in it the payee presents the check after six months from the date of the check and the bank still pays the holder the drawer issues a stop-payment order for a check, but the bank still goes ahead and pays the holder of the check the bank pays the holder of a check in which the amount payable is altered to indicate a higher amount than was originally intended