looking at the benefit programs offered by the companies, what do you think the benefits strategy of mmc and oy has been? broadly describe the strategy and how you believe it aligns with what you know about the respective organizations? identify 3 benefit challenges and 3 benefit opportunities that are apparent when looking at combining the benefit plans at the two companies? identify 3 benefit challenges and 3 benefit opportunities that would exist if the oy employees were to become covered by the mmc benefit program. identify 3 benefit funding opportunities that are available at either company. assume the acquisition of oy goes through. select 3 benefit programs and provide your recommendation on harmonizing those programs for the combined company. assume the acquisition of oy falls through. identify 3 benefit changes that should be considered by mmc anyway?