1. Jalen is opening a credit card because her budget is really tight right now and she’s struggling to pay all of her expenses based on her income.
A. Why might a card with a long grace period be in her best interest?

B. She knows she’ll be making only the minimum monthly payments each month until she can find a job where she’ll earn more income. This means some of her payment every month will go toward paying interest rather than paying down her principal. What factor(s) might be most important to Delara? Why?