If you purchase the renters insurance policy described above, you bring a suitcase of clothing and other general items with you on a 3-week stay with your aunt in Panama, and that suitcase is stolen while abroad, how much property coverage will your policy cover?
$0, because the items were not AT your apartment during the theft
$0, because you were outside the country
10% of your coverage limit, because the items were not AT your apartment during the theft
100% of your coverage limit, because your policy works anywhere in the world