A new homeowner is purchasing a living room set for $2,975 and must decide between two financing offers.
Offer 1: $250 down payment, 24.90% interest rate, compounded monthly, for 3 years, with no payments due for 6 months and then fixed payments of $139.05 for the remainder of the loan term
Offer 2: $400 down payment, 22.90% interest rate, compounded monthly, for 3 years, with no payments due for 12 months and then fixed payments of $165.76 for the remainder of the loan term
Part A: What is the total cost of offer 1? Explain which technology you used to solve and each step of your process. (3 points)
Part B: What is the total cost of offer 2? Explain which technology you used to solve and each step of your process. (3 points)
Part C: Which financing offer should the new homeowner choose? Explain your reasoning. (4 points)