A project under consideration has a 10-year projected life. The initial investment for the project is estimated to have a mean of $10,000 and a standard deviation of $1,000. The annual receipts are independent, with each year’s expected return having a mean of $1,800 and a standard deviation of $200. MARR is 12 percent. Assuming that initial investment and annual receipts are independent and normally distributed, estimate the probability that the present worth is negative using NORM.INV function in excel.