Natalia makes a deposit of $2,000 into a savings account at the end of the 1 st
year and another one in the same amount at the end of the 3 rd
year. Manuel makes a deposit of $2,000 at the end of the 2 nd year and another one in the same amount at the end of the 4 th year. The effective annual interest rate on both investments is 10%. Determine by how much the accumulated amount in Natalia's account exceeds the accumulated amount in Manuel's account at the end of 5 years right after interests have been applied.