This is your second week on the job working as a financial planner. You are about to advise your next client - Raul Avarro,
originally from Mexico, about financial responsibility and growing his financial literacy and net worth. Raul is a 24 year old
student who plans on living in Toronto permanently with his 6 year old dog called Scruffy. Scruffy is a boxer and his gums
lot but Raul doesn't think it is a big problem at all. Once Raul finishes his degree - a Bachelor of Education,
he
dreams of getting a job in a Canadian high School, he would like to rent a place, perhaps a studio apartment downtown
Toronto and buy a middle range car. He also wants to be able to visit his family in Mexico once or twice a year. As he does
not work, he also does not have any medical insurance for himself. He is due to finish his university degree in July 2022.