QUESTION 3 A man age 30 purchased a $10,000 (ten thousands) whole life insurance policy with immediate payment of benefits clause added. Premiums are paid monthly for 25 years. In addition, if death occurred between the ages of 35 to 50, an annual sum of $15,000 (fifteen thousands) for 10 years will be paid to his beneficiaries. These 10 years guaranteed payments will be made starting a year after payment of $10,000 (ten thousand), the whole life policy value, if and only if such death occurred between the ages of 35 to 50. a) Construct the commutation form for P the premiums for the policy. b) How much is his monthly premium for the above policy? (20 marks)