Question No. 5 [5+5+5] (a) What are the most common sources of equity funds in typical small business? If an owner lacks sufficient equity capital to invest in the firm, what options are available for raising it? (b) What are the five C's of credit? How does a banker in Bangladesh use them when evaluating a loan request? (c) Why is it so difficult for most small business owners to raise capital needed to start, operates or expand their ventures?