Congratulations: you just bought your first home! This lovely midcentury modern ranch has a basement and a fenced-in backyard. The house was listed for $275,000, but you negotiated it down to $251,750. You qualify for a 30 -year mortgage with a 3.6% annual rate. Payments are made at the end of each month. How much is your monthly payment? \begin{tabular}{|l} $1,144.57 \\ $1,204.81 \\ $1,250.27 \\ \hline$9,063.03 \\ \hline$13,860.01 \\ \hline \end{tabular}