36. Audrey purchased an immediate life annuity for $100,000 with a 10-year period certain and died after receiving 12 monthly periodic payments. What, if anything, is payable to her beneficiary? a. Nothing is payable, because the annuity was a life annuity. b. $90,000 is payable. c. Payments of the same amount continue for nine years to the beneficiary. d. Payments continue for ten more years.