Joey has a checking account that charges him $3 per month and gives him up to eight free checks or atm withdrawals every month. he then has to pay $1 for every additional check that he writes or atm withdrawal he makes for the rest of the month. if he writes 11 checks per month and uses the atm machine 4 times per month, what does his checking account cost per year?
a. $96
b. $120
c. $108
d. $36