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Assertion and Reasoning:
Assertion (A): Money market economizes use of cash
Reasoning (R): Money market deals with financial instruments that are close substitutes of money

1. (A) is True, but (R) is False
2. (A) is False, but (R) is True
3. Both (A) and (R) are True and (R) is the correct explanation of (A)
4. Both (A) and (R) are True and (R) is not the correct explanation of (A)

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