A nurse is caring for a client who has bipolar disorder. The client states, "I am very rich, and I feel I must give my money to you." Which of the following responses should the nurse make?
a) "That's very generous of you, but it's not necessary."
b) "You need to keep your money for your own expenses."
c) "Let's discuss your financial situation with your family."
d) "I appreciate the offer, but I cannot accept money from clients."