All of these statements correctly describe an aleatory contract EXCEPT _________?
a) It involves an unequal exchange of value between parties.
b) The performance of one party depends on the occurrence of an uncertain event.
c) It is commonly found in insurance contracts where the insurer's obligation to pay depends on the insured's loss.
d) It is typically a contract of adhesion, where the terms are set by one party and not subject to negotiation.