Conchita wants to create a scholarship fund by saving for several years before the fund starts making annual scholarship payments forever. She plans to save $226,000.00 per year for 7 years. Her first option is to invest the saved money in a high-interest savings account, which offers a 5% annual interest rate. Her second option is to invest the saved money in stocks, which historically have an average annual return of 8%. Her third option is to invest the saved money in real estate, which has the potential for significant appreciation over time. Her fourth option is to invest the saved money in bonds, which provide a steady income stream. Which investment option would be the most suitable for Conchita's goal of creating a scholarship fund?