You are purchasing a car for $49,000, and you obtain financing as follows: $3,000 down payment, 12% interest, semiannual payments over 5 years. Click here to view the factor table. Compute the payment you will make every 6 months. (For calculation purposes, use 5 decimal places as displayed in the factor table provided. Round answer to 2 decimal places, e.g. 52.75.) Payment ____$