A family has a gross monthly income of $3974. Their monthly home mortgage payment is $1140. In general, lenders follow the 28 percent rule, meaning no more than 28 percent of your gross income should be spent on housing expenses. What is the maximum amount of money this family can spend on housing expenses according to the 28 percent rule?

A) $1140
B) $3974
C) $1114
D) $1104