According to the internet, which is always correct, Rolling Stones's guitarist Keith prob Richards has his middle finger insured for $1.6 million (He needs it for playing guitar, not communicating with drivers that cut him off.) Assume the following conditions: If the finger needs to be removed, the insurance company will pay Richards $1,600,000. Richards pays $10,000 for the policy. It is estimated that the probability that he needs the finger removed to be .005. What is the expected profit for the insurance company?