On the delivery of an insurance policy that contains an exclusion rider for a past health condition, an agent must do which of the following?
I. Explain, to the best of his/her ability, the rider and the specific exclusions.
II. Obtain the insured's signature on the amendment form.
III. Change any statement on the application that he/she thinks may be incorrect.
A. I only
B. II only
C. I and II only
D. I, II and III