A checking account is a type of bank account which allows you to write checks using the money you deposit. These days, most people with checking accounts use ATM and debit cards far more often than they write checks.Checking accounts are the easiest type of account to use for small, frequent expenses, and they’re also commonly used to receive direct deposits. As a result, they play a larger role in daily life than any other financial product. For most consumers, checking accounts are the first point of encounter with the world of personal finance.
