It is given that Naomi's new employer offered her health insurance coverage for $95 per month. But she was also offered the option to cover her husband and two children for $376 a month. This means that Naomi has to pay an extra amount of [tex]\$ 376-\$95=\$281[/tex] per month. This amount is the monthly amount Naomi will have to pay per month to add her family to her health insurance.
As we know there are 12 months in a year, so, annually, Naomi will have to pay [tex]\$ 281\times 12=\$3372[/tex] to add her family to her health insurance. In other words, it would cost Naomi $3372, annually to add her family to her health insurance.
