You will budget your paycheck. Not spend out of your means. Make sure one paycheck is enough to cover rent/mortgage alone. Put away for retirement. Put away for savings. Never spend money on things that are expensive. Buy used and save the difference. Write down all bill on the calendar on their due dates. Don’t take out loans. Don’t waste money on things that are needs. Always shop around and find cheapest prices. Budget your grocery shopping each week so you don’t over spend. Wear things out before replacing them. Don’t keep up with the “joans’”. Save up money to buy things instead of having monthly payments. Never use credit cards. Take a lunch to work instead of eating out. Only eat out on special occasions. Always look at what’s a need vs a want. Don’t increase bills just because you paycheck increases.
Not sure if that’s what you mean but it’s a way to be more financial and there’s 20 of them you just have to make them into full sentences and maybe reword some here and there. Good luck
