The term that accurately describes the statement is a myth.
- A myth refers to a particular thing that is believed by people when though it's false. A myth is a narrative that is traditional and can be associated with religious beliefs.
- An example of myth is people belief that "black cats are evil". This is false. Also, the belief that filters are used in the protection against the adverse health effects from nicotine use isn't true. Therefore, it's a myth.
In conclusion, the correct option is D.
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