Respuesta :
The benefits would go to her daughter being her and het husband have been killed leaving only her contingent beneficiary
A contingent beneficiary will receive the policy proceeds if the primary beneficiary dies before the insured's death.
Accidental death and dismemberment (AD&D) insurance is an insurance policy that pays a death benefit upon the accidental death of an insured or upon the loss of a limb due to an accident.
AD&D is purposed to serve as a supplement to regular life insurance as coverage is limited to certain types of accidents.
What is AD&D insurance?
Accidental death and dismemberment (AD&D) insurance is a category of life insurance that only pays out a benefit when the insured is in a covered accident that causes death or specific serious injuries such as the loss of a limb, paralysis, or blindness.
Where will the proceeds from a life insurance policy be directed to?
Life insurance payouts are sent to the beneficiaries listed on your policy when you pass away. But your loved ones don't have to receive the money all at once. They can choose to get the proceeds through a series of payments or put the funds in an interest-earning account.
To learn more about Accidental death and dismemberment, refer
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