Janice plans on pursuing a teaching degree in college. Her only option for funding her college education is to apply for loans. Should Janice apply for a federal or a private loan? Why?


Select the best answer from the choices provided.
A. a private loan because she may qualify for loan forgiveness
B. a federal loan because she may qualify for loan forgiveness
C. a private loan because she does not have to pay it back
D. a federal loan because she does not have to pay it back