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Albert applied for a consumer durables loan at Horizon Bank and had to provide his personal information in the loan application form. John, the banker in charge, used Albert’s information to sell him a credit card issued by Horizon Bank. In this scenario, John’s action is considered _____.

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Answer:

The correct answer would be Legal but Unethical. In this scenario, John's action is considered Legal but Unethical.

Explanation:

John is a banker in charge at Horizon Bank. A person, Albert came to his bank and applied for a loan which required him to submit his personal details. Being in charge of the bank, John was able to access Albert's personal information. So he gets his information to sell him the Credit card of his bank. This is legal to see Albert's personal information for John, but it is totally an unethical act because Albert does not know that his information is going to be used for some other purpose as well other than for the loan sanction. So John's act is legal but totally unethical.

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