Answer:
Sylvestor uses A certificate of deposit.
Explanation:
A financial intermediary usually provides a service to assist save or borrow money from an individual / company. A financial intermediary helps promote creditors and borrowers' different needs.
The bank raised funds from investors who want to deposit cash and can therefore choose to contribute to the specific individuals who really need it. So, on the phone or in person, he can speak to a stockbroker to either get guidance for monetary intermediaries. Sylvestor may considers using a "certificate of deposit", although his wife prefers, he gets more life insurance.
