Amanda just took out a loan for $950 at a 7.2% APR, compounded monthly, to
buy a new set of tires for her car, and she has agreed to make monthly
payments of $38.50 to pay off the loan. If she changes her monthly payment
to $93.00, how much faster would she be able to pay off the loan?

A. 27 months faster
B. 38 months faster
C. 16 months faster
D. 11 months faster