Answer:
correct answer is Use more medical services than they would if they had to paid the full price
Explanation:
given data
pay cost = 80 percent of health care
solution
when there is no insurance, consumer consumes medicinal service
until marginal benefit is equal to marginal cost .................1
here when insurance = 80 percent
then consumer will pay 20% cost at optimal marginal benefit
so
marginal benefit = 0.2 × marginal cost
so insurance more medical services will be taken compared to no insurance
