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Suppose you apply for an apartment, and the landlord informs you that, based on your credit report, she is not going to rent you the apartment. According to FCRA, what information must she legally provide you about that decision?

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Answer:

the proof of her looking at your credit report

Step-by-step explanation:

Histrionicus

The landlord need to provide information about negative credit information as per the law of FCRA.

The tenant has right to know the reason of the rejection for the rent the apartment.

According to the FCRA, the federal Fair Credit Reporting Act a landlord need to tell if the rejection was based on:

  • negative credit information that came from a source other than your credit report.
  • requires a landlord for disclosure of the negative information.
  • the nature of the information

Thus, The landlord need to provide information about negative credit information as per the law of FCRA.

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