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When Ellen completed her life insurance application, she answered "No" to the question, "Have you ever had hepatitis?" She had hepatitis two years ago. If Ellen dies shortly after the policy is issued, the insurer may be able to deny the claim because of the doctrine of

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Cetacea

Answer: Misrepresentation

Explanation:

Doctrine of misinterpretation is defined as misleading statement or something being interpreted in false manner in a negotiation,policy or contract.  

According to the question, if Ellen dies because of hepatitis after contract is issued ,then insurer or insurance company can deny the claim based on doctrine of misinterpretation as Ellen misleadingly gave false information about not having hepatitis.    

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