Answer: B $22,500 ordinary and $3,500 capital.
Explanation:
Total loss incurred to Kristen = $26,000
The fair market value = $22,500
Capital loss = Total loss incurred - fair market value
Capital loss = $26,000 - $22,500 = $3,500 Capital loss
So the right answer is Option B $22,500 ordinary and $3,500 capital