Answer:
The right answer is; "No, tú lo tienes":
Explanation:
Because in Spanish when you are referring to another person with whom you have confidence you speak of "tú", with the tilde in the letter U, and also works as a personal pronoun. therefore, this accentuation can only be used when you refer to a person, it is not used for animals or things. while when we write "Tu" without stress, it is used as a possessive adjective.
