Civilized society enriched with proper institutional pattern, perfect infra structure and a well built organization which needs money to be maintained properly.
Explanation:
To maintain a class of living standard, perfect shelter, balance between demand and supply money is needed abruptly. Civilization means implementation of modernized personals in the society which needs money. If a society face financial crisis it would not be possible further progress in prosperity.
In the early age when society was not upgraded and not civilized people live a life of a daily wager who earns money on daily basis and fulfill their basic needs that is bread and shelter on the basis of that. But in a civilized society people is educating, involving themselves in work and raising their lifestyle according to their capacity.