Respuesta :
Answer:
1. The alleged creditor in this case is Educational Credit Management Corp (ECMC).
2. The alleged debtor in this case is Barbara Hann.
3. A Chapter 13 bankruptcy filing is for adjustment of debts to keep property and pay debts overtime.
.4. To be entitled to receive payments from the debtor’s estate, a creditor must file a proof of claim.
.5. In this case, ECMC filed a(n) unsecured proof of claim
.6. Student loans generally dischargeable in bankruptcy. – False, one cannot discharge a student loan, unless one demonstrates that it would be an undue hardship for you to pay them, for example using the Brunner Test.
7. Hann submitted an objection to ECMC’s proof of claim and included evidence that the company had told her the loans been paid. – True.
8. The court entered an order Hann’s claim and ECMC’s claim. False, the court entered an order sustaining Hann’s objection only.
9. Based on the court’s order, ECMC resumes its effort to collect on Hann’s loans. – No, ECMC has no reason to resume since Hann has proven that he paid back the loans.
Answer & Explanation:
(1)The alleged creditor in this case is
Educational Credit Management Corp, ECMC
(2) The alleged debtor in this case is
Barbara Hann
(3) A Chapter 13 bankruptcy filing is for
adjustment her debt
(4)To be entitled to receive payments from the debtor’s estate, a creditor must file a proof of claim
(5) In this case, ECMC filed an unsecured proof of claim
(6) Students loans generally are not dischargeable in bankruptcy
(7) Hann submitted an objection to ECMC’s proof of claim and included evidence that the company had told her the loans been paid
(8) The court entered an order sustaining Hann’s claim and denying ECMC’s claim
(9) Based on the court’s order, ECMC cannot resume its effort to collect on Hann’s loans.