Respuesta :
Answer:
None of the two
Explanation:
A beneficiary designation is the description of the person or persons you want to receive a specific asset upon your death.
A common example of a beneficiary designation would be listing your spouse or children as beneficiaries on a life insurance policy.
when a charity is named beneficiary, the policy owner's heirs cannot contest the gift, minors can be named life insurance beneficiaries, a business may be designated as a beneficiary, when a trust is named beneficiary, a trustee will manage the insurance proceeds.
