Option C) 63.48
The footnotes indicate that for female you have to use the rate for a male three years younger.
Then you have to use the rate for 32-year-old males, which is 5.29.
That rate is for evary $1,000 face value, the you have to calculate the premium in this way:
Premium = [5.29/1000]*$12.000 = 63.48
