SOMEONE HELP QUICK PLS!!! Examine the credit terms below:
Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 0% introductory APR for 10 months. After that, your APR will be 10.99%, 15.99%, or 17.99%, based on your creditworthiness. This APR will vary with the market, based on the Prime Rate. What happens to the APR after 10 months?

A) It decreases to 0%.

B) It increases to a variable rate of 10.99%, 15.99%, or 17.99%.

C)The credit terms do not specify how the rate will change.

D)There is no change to the interest rate.

Since the introductory APR is 0% from the beginning of the credit period till the 10th month, the APR after the 10th month B) increases to a variable rate of 10.99%, 15.99%, or 17.99%.

APR (Annual Percentage Rate) is the annual interest rate that applies to loans and other credit facilities, and it does not use the compounding interest principle.

The APR does not decrease to 0%, and the credit terms specify how the rate changes from the prime rate based on creditworthiness.

Thus, the APR is variable from the 10th month based on the individual's creditworthiness.

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