Respuesta :
The U.S agency whose financial struggles resulted from three major factors is the U.S. Postal Service.
The enumerated factors include:
- Rise of email usage instead of slow mails via post offices
- Some bad business decisions that the agency took, especially in the wrong definition of its business models
- The agency's controversial retirement fund, which resulted from an accounting not an actuarial error.
- As a result of the rapidly declining revenues from customers, many of who have now resorted to the use of emails, given the trending innovations in the internet of things and other technological advances, like the 3D printer technology, the agency's losses have been on the rise, year-on-year.
Thus, there is the urgent need for the agency to reconsider its business models and be in the forefront of offering value-added postal services, instead of relying on its traditional approach.
Read more about the monetary struggles of the U.S. Postal Service at https://brainly.com/question/24239286