Answer:
D. Offering loans that use car titles as collateral
Explanation:
One vital source of income for commercial banks is the interest levied on loans. Therefore, issuing loans is a core function of commercial banks. Banks accept customer deposits, retain a small proposition as reverses, and loan out the bigger proportion to firms and individuals to make profits.
From the options provided , offering loans with car titles as collateral would be a key function of commercial banks. Collateral is an asset provided by the borrower assures the bank of repayments.
