Answer:
credit score
Explanation:
A credit score is a number assigned to borrowers that indicates their probability to repay or default on their loan repayment. The Credit score value is arrived at after assessment of one's credit history. People who are prompt in repaying their debts will generally have a high credit score.
Individuals who miss installment payments and are always late on loan schedules, and have a high income to debt ratio will have low or bad credit scores.
