Why did a money economy begin to replace the barter economy in the High Middle Ages?

As wars halted trade, merchants found new work metalsmithing or creating coins.

As trade expanded to cover greater distances, a unit of exchange became more important.

Eastern merchants banded together to reject the barter economy in Europe.

Western merchants were no longer willing to negotiate trade agreements with Eastern nations.

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The best and most correct answer among the choices provided by your question is the second choice.

Money replaced barter as a medium of exchange during the Middle Ages because as trade expanded to cover greater distances, a unit of exchange became more important.

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I believe the answer is: As trade expanded to cover greater distances, a unit of exchange became more important.

As trade cover more distances, the weight and room needed to bring the barter product over as trades become a massive nuisance for the traders. Because of this, traders see the need to develop an object that acknowledge as a medium of exchange which weight less and do not take as much space as barter products.