Answer: Those who have been insured under the plan for at least 5 years
Explanation:
The employee whom is insured under a group life plan that would be allowed to convert to individual insurance of the same coverage once the plan is terminated are who have been insured under the plan for at least 5 years.
It should be noted that in a situation whereby there's termination of the master contract, then every individual on the plan for a period of at least 5 years can then convert to individual insurance of the same coverage.
