In the 1500s, Europe was swept by a religious reform movement known as the Protestant Reformation. Many events occurred at the beginning of the 16th century that led to the Protestant Reformation.
The sale of indulgences to collect funds for the pope's use enraged many people, some Church officials overlooked their people's necessities in favor of wealth and power, and as more people were able to study the Bible for themselves, there was a dispute about its interpretation.
During the 16th century, prominent figures questioned the Catholic Pope's authority as well as his power and influence. Martin Luther, King Henry VIII, and John Calvin are the people we're talking about. These divisions splintered the church, resulting in conflicts, persecutions, and wars.
Thus, Option D is correct which is not a factor of reformation.
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