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Most peer-to-peer (P2P) apps or services provide safety and privacy features such as onetime password (OTP).

What is P2P service?

P2P service is an abbreviation for peer-to-peer (P2P) service and it can be defined as a decentralized platform through which two (2) individuals or business firms interact with each other directly, without any third-party or an intermediary  being involved.

Generally, most peer-to-peer (P2P) applications or services provide safety and privacy features to customers such as:

  • Verification of payment amount before payment is sent.
  • A user PIN
  • The use of a onetime password (OTP).

Read more on P2P here: https://brainly.com/question/26190446

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