Considering the withdraws and credits, Lucia's current available balance is of $65.53.
It is given by the sum of the money that the people has with the pending credits, and subtracted by the pending withdraws.
In this problem, we have that:
Hence, her avaiable balance is given by:
412.76 + 134 - 481.23 = $65.53.
More can be learned about balances at https://brainly.com/question/26867415